How to Become a Savvy Spender

The past month or so, I have been trying (focus on the word trying haha) to save money. I thought it was going to be the most difficult thing ever, as if you ask anyone who knows me, I spend money like its going out of fashion. But, I do need to stop spending my money on things I don’t need. When you are a blogger and a student, you don’t normally have much money anyways, well I certainly don’t. Especially when you blog about new products, and do products reviews, it can be quite hard not to spend money. This is why I have come up with this list, which has helped me with my spending habits, and to actually see what I should be buying, and what I should leave on the shelf.

1.Think about it…

Just think about it, honestly and truly think about the things you want to buy. I’ll give you an example, I was in Boots the other day going to pick up the new L’Oreal foundation, I was literally going to the till when I actually thought about the product. This foundation is matte, and something what I personally don’t like. Therefore, I would be spending money on a product what I would never use, just for the sake of a review on my blog.

To actually think about the things you want, read product reviews to see if its something what you actually want to buy and will suit your needs. Also, this can be applied to clothing, if you cant think of multiple outfits to wear with this new piece of clothing, you shouldn’t buy it. It would be a waste of money to buy something to only wear it once, especially when you have no money.

2. Take advantage of birthday/Christmas

 What I mean from this is, don’t be asking you family/partner to buy you expensive things for Christmas. I mean try and plan out what you would like, and see if they are willing to buy it for you. So, this means that you have a product what you have wanted for a long time, and they have something to get you. I know with my family, they always have trouble with what to get me, so I always try and give them things what I may like, to help me in the future.

3. Buy things what you need, not what you want

 I think this should be pretty obvious, if you don’t need that £20 liquid lipstick you probably shouldn’t get it. However, if you have ran out of your favourite foundation then of course pick a new one up. If you are going to University/school/work don’t buy your lunch there, when you can make your own at home. Bring your own drink, so you don’t have to buy a bottle of water when your are there. Honestly, this will save you so much money, and you can make some healthy food at home, so you’ll be eating better as well.

4. Use discount codes/apps

It is always good to be able to save money on the things you need, there are 2 apps what I would recommend, Student Beans and Unidays. I personally only use Uniday but, Student Beans is also a very good app for students. Obviously for these 2 you have to be a student but, you can still get discount codes from businesses through emails. However, email promotional messages can be a very bad thing, they may make you want to spend even when you don’t have it. Therefore, beware of the evils of marketing in that sense but, using discount codes when you are actually looking is a perfectly fine thing to do.

5. Set a spending limit

If you have income coming in each week/month, then try and set a spending limit and try to calculate what you need to spend for the next week/month. When i’m coming to the end of my student finance, I always calculate how much money I need to spend on travel and University things. This then allows me to see how much money I have left over for things I want/need to buy. Setting a spending limit can really help you save money, as you won’t be spending more than you have to.

I hope this blog post helps you save the dollars haha, if you have any other tips and tricks make sure to leave a commend down below!

Thanks for reading, Rachy xox

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  • Great tips! I’ve never actually been one of those people who go shopping just because they are bored. I always think about things I actually need. xo

    Antonia || Sweet Passions

  • Adele Miner

    These are really good tips, thank you for sharing! x